Conferences at the 2021 Fidroit Harvest Symposium

The 2021 edition of the Fidroit Harvest Symposium was a real success!

A huge thank you to more than 400 professionals who participated in this event (both face-to-face and digitally), to our partners and to the media who attended, to the speakers, to our service providers… and to our employees.
It was because of them that this event was a success! The 2021 Symposium consisted of 4 conferences presented by well-known speakers, delivering 5 hours of certified DDA training:

Conference no. 1 of the Harvest Fidroit symposium: Proactive or reactive? There is still time to act in 2021… with Richard Chalier, Technical Director of Harvest Fidroit Academy and Nora Faugère, Fidroit Consultant and Head of Case Study Department

The fiscal outlook appears bleak for the future. A widespread drop in taxes hardly seems likely in the timeframe beyond the 2022 election year. The good news is… you still have a few weeks left to take action! There’s still time…

What do you need to do by the end of the year to predict your customers’ financial situation as accurately as possible? What action should you take? What advice should you give? The things that can or must be done quickly: for operating companies, holding companies, family organisations, etc.; how do you protect your customers against future changes? Distributions, contributions, transfers, end of preferential regimes? What matters?

Conference no. 2: New world, new risks, new horizons: new savers, with Luc Arrondel, Director of research at CNRS, and Jean-François Bay, Director General at Quantalys

The Covid-19 pandemic has upset the economic environment for savers. Since the “great lockdown”, the savings of the French population have peaked at levels rarely ever seen before, with a surplus estimated at nearly 160 billion euros in the first half of 2021; this bonanza is accounted for by a combination of forced and precautionary savings.

However, it is also possible that these health and economic crises have affected the very psyche of individuals, especially in terms of preferences regarding risk and time. In this world of crisis, have savers fundamentally “changed”, or will they simply adapt their behaviour to this new environment? And how will the younger generations emerge from it?

Conference no. 3: “Distancing” and its civil and fiscal effects on assets, with Patricia Jolicard, Fidal tax lawyer, and Eric Fongaro, Lecturer in law at the University

Distancing is not just social; sometimes it can be physical and geographical. Remote working has prompted some of your customers to transfer their main residence to other regions or countries. Cross-border workers are no longer crossing borders; living arrangements have changed… resulting in a wide range of new situations, with consequences for both civil and fiscal property…

What’s the appropriate tax domicile for those moving to mainland or border Europe? On their own, or with some of their family? Who declares what in these situations? How to assess such environments for married couples? For partners in a civil union? For cohabiting partners? What effect does this have when choosing a new type of matrimonial relationship, or when making changes to one? On the applicable type of relationship in the event of inheritance or gifts? What about social security contributions? This conference aims to give you the appropriate approaches to analysing the situations of the relevant customers and informing them of the potential consequences of poorly understood “distancing”.

Conference no. 4 of the Harvest Fidroit symposium: Diversification in all its forms is the future of asset advice, with Philippe Baillot, Lecturer at Paris II Panthéon-Assas, and Richard Chalier, Technical Director, Harvest Fidroit Academy

For a customer, their standard of living is the fundamental means by which they assess their position in life: it is this indicator that either tilts them towards a feeling of dissatisfaction or vulnerability; or alternatively, provides reassurance for the future.

To secure existing and future wealth flows and make the most of savings, the best option is to control risks with “3D” diversification: economic, legal, geographical, etc.

  • – How to generate meaningful cashflow in the absence of yield and productive assets? What is the best approach to stimulating such potential flows in future?
  • – Annuities, unit-linked annuities, life annuities, capital consumption? What should you do… and what should you stop doing?

A clearly explained overview of savings according to…

Thank you!

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