Quantix, digital solutions for advisory services and sales of financial products
A comprehensive range of 40 simulators providing a modular, scripted, integrated approach.
All simulators can be customised to suit your requirements and underpin your own strategy:
- custom graphics,
- configuration of business and functional setup,
- custom scripts to suit commercial strategy.
Retirement strategy simulator
Demonstrate the importance of starting to save early to plan for retirement.
Product focus: first measure the tax gain and the actual savings invested in the PERP, and then simulate the contribution towards retirement.
PER is a single retirement savings plan (personal or company) offering tax exemption at commencement and the option to choose between conversion to capital funds or to a life annuity.
You can transfer savings from existing retirement savings plans to your new PER.
Product focus: first measure the tax gain and the actual savings invested in a Madelin-specific plan, and then simulate the contribution towards retirement.
Retirement diagnostic with RIS option
Used for rapid input of periods of employment to give an estimate of the retirement pension. Can also produce a full retirement summary by importing the career history statement.
Option to add a product focus to compare different retirement savings solutions.
Gives a quick estimate of the retirement pension and then a full retirement summary: multi-period approach, detailed calculations, etc.
Option to add a product focus to compare different retirement savings solutions.
Quantix health and welfare
Group health & welfare simulator
Price up the cost of implementing a global solution for group health and welfare policies, within the framework of industry-wide agreements and the ANI reform.
Obtain an overview of coverage requirements. Full summary of guarantees offered by mandatory schemes for welfare cover (incapacity, invalidity, death). Option to price up the product solution as specific to the institution?
Individual health cover simulator
Pricing analysis for individual health cover products
Health plan simulator
Identify the health cover plans available simply by using a NAF code and a collective agreement.
Investor profile diagnostic – basic
This questionnaire satisfies the latest requirements of European Directives in relation to « Markets in financial instruments ».
It covers the duty of advice given to the investor (assessing their knowledge/experience, precluding any use of self-evaluation, objectively determining their risk tolerance, assessing their capacity to incur losses, etc.).
Simulator development based on the work of the savings research unit (PSE-CNRS).
Investor profile diagnostic – full
An essential step in fulfilling obligations relating to the duty of advice, a sales aid to assist with the sale of shares vehicles? in times of market volatility.
Used to evaluate the client’s investment project, their assets and liabilities, their knowledge/experience and to objectively determine their risk sensitivity, in response to the recommendations of the AMF and the ACPR. Simulator development based on the work of the savings research unit (PSE-CNRS).
Asset allocation simulator
As part of an instructional approach, what is the recommended asset allocation for a given risk level and investment period? Establish a link between the profile, proposed investment period, asset allocation and risk/return ratio, etc. Help to develop high-risk vehicles (UC products, OPCVM, shares, etc.) whilst respecting the duty of advice.
Financial performance simulator
As part of an instructional approach, demonstrate to the saver that the period of a higher-risk investment significantly reduces its risk exposure.
Historical performance simulator
Dynamic benchmarking for asset allocation, can be customised using your own funds and vehicles.
Establish a correlation between different funds and the impact of the asset allocation on fluctuation and performance.
Life annuity simulator
Calculate any type of annuity. This module can be used standalone to calculate the level of savings needed for an annuity, or paired with a life insurance or product simulation (PERP, A.83, PERCO, etc.).
Life insurance simulator
This unique, one of a kind, module is used to simulate all the phases of saving, partial or scheduled surrender and annuity settlement. With advanced configuration options, this makes for an extremely effective sales tool for use by advisory service professionals.
Bank savings simulator
Which regular savings account will reach a given amount of capital? What amount of capital is reached at the end of the savings period? What initial deposit to make in order to return a given amount?
LEP eligibility simulator
Basic, instructional tool to determine client eligibility for this savings account.
New PEL: simulate the opening of a PEL, savings phase and credit phase.
Existing PEL – illustration of simulator configuration: retention of rights acquired under existing PEL plans.
New CEL: simulate the opening of a CEL, savings phase and credit phase.
Existing CEL – illustration of simulator configuration: retention of rights acquired under existing CEL accounts.
Passbook accounts simulator
Simulate and compare different types of passbook accounts, both regulated and unregulated. Option to integrate passbook accounts specific to the établissement (institution?), and to manage promotional offers.
Tax diagnostic for capital gains on property
Estimate the taxes generated by the sale of real estate (whether or not built), land, shares in real estate companies, works of art, etc.
Tax diagnostic for tax on property assets
Calculate the tax on property assets (IFI), options for optimisation (any tax-exemption solutions?), in-depth approach to tax on property assets.
Tax diagnostic for income tax
In just a few clicks, calculate income tax, obtain in-depth analysis, simulations and optimisations (any tax-exemption solutions?).
Retirement savings tax-exemption allowance simulator
In just a few clicks, simulate and highlight the tax benefit of saving into a plan designed to save for retirement. (PERP / Madelin, PER, etc.)
Simulator for tax exemption on income tax
Measures how various mechanisms can be used to reduce income tax (FCPI, FIP, PINEL, SCPI, SOFICA, etc.).
Simulator for tax exemption on wealth tax
Calculates the reduction in wealth tax (ISF) or the investment in a tax exemption scheme. (Simulator not updated in 2018)
In just a few clicks, generate a Pinel investment simulation (calculate the overall benefit taking into account the tax advantage, additional income at maturity, etc.)
SCPI return simulator
In just a few clicks, generate a SCPI return investment simulation (calculate the overall benefit, internal rate of return, etc.).
Diagnostic Succession simplifié
Approche rapide de la problématique successorale, idéal pour une utilisation par vos clients ou prospects sur votre site Internet, en apportant une information plus riche que le seul montant des droits de succession.
Diagnostic Succession complet
Analyse poussée de la problématique successorale et des incidences d’une réallocation du patrimoine vers un support assurance vie.
Quantix Estate Planning
Estate diagnostic – basic
Rapid-access tool for estate planning, ideally suited for use by your clients or prospective clients visiting your website, providing more detailed information than just the amount of inheritance tax.
Estate diagnostic – full
Detailed analysis of the estate planning situation and the implications of allocating assets to a life insurance vehicle..
Employee savings simulator
Employer contribution simulator
Simulation of your employee savings solutions, intended for employees of client companies. Use to calculate the payment amount that would maximise the employer contribution and to optimise allocations between PEE and PERCO savings plans.
Profit sharing simulator
Build employee awareness about the benefits of saving their profit-sharing payment rather than collecting it directly. This application can significantly increase inflow to employee savings.
PEE & PERCO simulator
Highlight the advantages to the company and to the employee of using employer contributions to a PEE and/or PERCO as compared to paying a bonus or increasing salaries.
Borrowing capacity simulator
How much can I afford to borrow for my real estate purchase?
Takes into account the type of purchase (new build or older property), deposit amount and level of indebtedness. Estimates the legal fees and gives a project financing plan in as much detail as possible.
Simulate and compare different credit vehicles. Based on the required loan amount or the repayment amount. Calculates the key figures of the loan and generates a repayment schedule.
At-a-glance eligibility checker for PTZ+ and calculation of the loan amount granted and the monthly repayments.
Consumer credit simulator
Simulate and compare different credit vehicles. Calculate the required loan amount or the repayment amount. Calculates the key figures of the loan and generates a repayment schedule.