Message from the CEO
For more than 36 years, Harvest has been supporting wealth management professionals in their work, with one constant ambition: to enable them to operate with confidence in a complex environment, thanks to reliable, compliant solutions that are useful on a daily basis. It was this requirement, at the crossroads of regulation, technology, and consulting, that guided my decision to join Harvest.
A leading French company, Harvest has built itself on a solid foundation of legal, tax, and wealth management expertise, and on a close and lasting relationship with its clients. This foundation remains at the heart of our identity and our development. It is the basis from which we have chosen to broaden our horizons, with the conviction that mastery of our solutions and data is a key issue for European sovereignty.
In recent years, Harvest has taken a new step forward by accelerating its development in Europe, notably through targeted acquisitions in Germany and Italy. These mergers are part of a clear vision: to build a European group capable of supporting its clients with the same level of excellence, security, and quality, while enriching its offering through complementary expertise, cultures, and innovations.
In a wealth management ecosystem undergoing profound change, marked by tighter regulations, major security challenges, and constantly evolving professional practices, Harvest intends to play a structuring role. Our ambition is to offer increasingly robust, interoperable, and open solutions that can be seamlessly integrated into our clients’ environments, both in France and across Europe.
My commitment is to grow Harvest with responsibility and high standards, while remaining faithful to what has been its strength since the beginning: the trust of its customers, the expertise of its teams, and a long-term innovative vision at the service of heritage.
Virginie Fauvel
Virginie Fauvel
CEO
An engineer trained at the Ecole des Mines in Nancy, Virginie Fauvel started her working life in 1997 at Cetelem, first as Director of Data Analytics, CRM & Risk, and then, from 2004, as Director of Digital Activities for France and the entire group. In 2009, she joined BNP Paribas to head up online banking in France and Europe. In mid-2013, she launched Hello Bank! in Europe. In July 2013, she joined the Executive Committee of Allianz France, with responsibility for Digital Solutions and Market Management. Between January 2018 and September 2020, she was a member of the management board of Euler Hermes, with responsibility for the Americas region and the transformation of the Group.
Member of the Conseil National du Numérique (French Digital Council) from 2013 to 2016
President of the FFA (French Insurance Federation) Digital Commission from 2014 to 2018.
Board member of Europcar from 2015 to 2021 and currently of Creadev, Pernod Ricard and Numeum, and Vice-President of Les Transformers. Virginie Fauvel is one of the leading specialists in digital transformation. She is a Knight of the French National Order of Merit (Chevalier de l’Ordre National du Mérite).
Delphine Asseraf
Deputy CEO
An engineering graduate from the Ecole supérieure d’ingénieurs en génie électrique, Delphine Asseraf began her career at the BNP Paribas Group, with responsibility for Internet platforms. In 2011, she became BNP Paribas’ head of digital development for online banking, e-commerce and new payment methods. She then launched Hello Bank! in France and contributed to the creation of Paylib.
In 2013, Delphine Asseraf joined the Allianz group to implement and oversee the digitalisation of Allianz France. In 2015, she was named digital personality of the year and young manager of the year. She became head of Allianz France’s Digital, Brand Management and Communications Department, then, in 2017, created the first Allianz ecosystem dedicated to Mobility. She developed new ways of working. At global level, she headed the Allianz international ecosystem dedicated to the collaborative economy. In 2020, she joined the head office of the Allianz Group in Munich to take charge of digital marketing and distribution at global level.
Sonia Fendler
Deputy Managing Director
Sonia Fendler is a graduate of the Ecole des Mines in Nancy and began her career as a consultant with Andersen Consulting. She then spent 25 years contributing to the development of Generali, where she was a member of the Executive Committee in charge of savings for France and Luxembourg. Under her management, Generali Patrimoine became the leader in savings via the wealth management and internet networks. Attracted by the entrepreneurial adventure, Sonia Fendler founded Altixia Reim, a property management company for the general public, which had more than €450 million in assets under management by the end of 2023.
Alix de Carné Carnavalet
Director of Human Resources
A graduate of IGS-RH, Alix de Carné has a rich background and solid expertise as Director of Talent Management acquired at Ipsen, Believe and more recently Equativ, where she led Diversity, Equity and Inclusion (DE&I) initiatives. There, she led ambitious human resources policies, particularly in contexts of strong growth and organisational and international transformation. Her mastery of issues relating to talent acquisition, skills development and collective performance, combined with her global approach to human resources in favour of a sustainable corporate culture, are major assets in supporting the development of the Harvest group.
Yannick Raynard
CTO
With a Master’s degree in Telecom, he began his career as a developer at Airbus Defence and Space before joining Valtech in 2000 as a security consultant. In 2004, he became an IT Architect and Project Director at OCTO Technology. In 2012, he continued his career at Allianz France as an enterprise architect before becoming an IT Project Director for direct P&C solutions. This was followed by a spell at ING as head of cross-functional squads for the direct P&C distribution platform and deputy COO. In 2022, he joined the Harvest group as CTO for subsidiaries. He was appointed CTO of the Group in January 2024 and is a member of the Executive Committee.
Quentin Michon
Administration and Finance Director
Quentin Michon, who graduated from HEC Paris in 2008, has spent some twenty years in corporate finance. He has worked in French tech companies with an international dimension, such as Lafourchette.com and Equativ, where he managed finance for companies with sales ranging from €30M to €200M. Recognised for structuring the finance function of growing companies, he will enable the Harvest group to benefit from his wealth of experience in corporate finance and international growth.
Vincent Lascoux
Chief Operating Officer
A graduate of the Institut Mines-Télécom Atlantique, Vincent Lascoux has 30 years of experience in IT consulting and services. His career has given him solid expertise in management and operational efficiency. As Chief Operating Officer, Vincent will be responsible for driving operational excellence and optimising performance across the Harvest group. He will play a key role in implementing the growth strategy, while preserving the DNA of innovation and quality customer service that are the group’s strengths.
Nicolas Obolensky
Chief Product Officer
An engineer from Grenoble INP and holder of an MBA from INSEAD, Nicolas Obolensky has over 20 years of experience in defining and steering product strategies within fast-growing European technology and financial services companies. His career, notably at Bloomberg, eFront, and Finance Active, has been marked by a customer-centric approach, combining strategic vision, operational execution, and close collaboration with teams.
Guillaume Dumans
Chief Sales Officer
Holding a Master’s degree in Market Finance, Guillaume Dumans has built his career at the intersection of entrepreneurship in the financial sector and investment product distribution. Driven by a desire to improve financial literacy around structured products, he co-founded Feefty in 2019 — the first digital platform dedicated to this space. When Feefty joined the Harvest Group in 2022, he took on the role of CSO and has since been leading the commercial development and structuring of Feefty, with the ambition of making it the European standard for the creation, distribution, and reporting of structured products.