The management team

Message from the CEO

After 23 years working for major financial groups, driving their digital and analytical transformation, I chose the entrepreneurial route by joining Harvest. For over 30 years, Harvest has been reinventing the work of wealth management professionals. It has simplified the complexities while maintaining cutting-edge legal and fiscal expertise, digitalised business processes to make them faster and more efficient while continuing to meet regulatory requirements, and trained professionals to prepare them for the countless changes that have occurred in our professions.

Harvest is the story of a fine French FinTech, founded by two exceptional individuals: Brice Pineau and Jean-Michel Dupiot. Its employees are passionate about what they do and the clients they serve, showing an extraordinary dedication to their work. This hugely talented team is our greatest asset. In 2020, we were recognised as a Great Place to Work.

The wealth management ecosystem is vast, dense, and subject to more regulation every year. It requires transparency and security. With its 300 wealth management specialists, Harvest is a key player in helping you to forge ahead without risk, safe in the knowledge that your tools and calculations will always take into account the latest laws, and that our specialists will always be on hand to support you.

Building on this wealth of experience and these solid foundations, Harvest is now embarking on a new chapter, even more technical and digital than ever before. We are going to accelerate our development, in France and internationally, by diversifying our products, migrating our solutions to API-based workflows, and developing our training offer to provide an even more complete range of cutting-edge services for our clients.

That will be my mission each day: to serve our clients, to serve our staff, and to serve Harvest.

Virginie Fauvel

Virginie Fauvel

Virginie Fauvel

An engineer trained at the Ecole des Mines in Nancy, Virginie Fauvel started her working life in 1997 at Cetelem, first as Director of Data Analytics, CRM & Risk, and then, from 2004, as Director of Digital Activities for France and the entire group. In 2009, she joined BNP Paribas to head up online banking in France and Europe. In mid-2013, she launched Hello Bank! in Europe. In July 2013, she joined the Executive Committee of Allianz France, with responsibility for Digital Solutions and Market Management. Between January 2018 and September 2020, she was a member of the management board of Euler Hermes, with responsibility for the Americas region and the transformation of the Group. 

Member of the Conseil National du Numérique (French Digital Council) from 2013 to 2016 

President of the FFA (French Insurance Federation) Digital Commission from 2014 to 2018. 

Board member of Europcar from 2015 to 2021 and currently of Creadev, Pernod Ricard and Numeum, and Vice-President of Les Transformers. Virginie Fauvel is one of the leading specialists in digital transformation. She is a Knight of the French National Order of Merit (Chevalier de l’Ordre National du Mérite).

Delphine Asseraf

Delphine Asseraf
Deputy CEO

An engineering graduate from the Ecole supérieure d’ingénieurs en génie électrique, Delphine Asseraf began her career at the BNP Paribas Group, with responsibility for Internet platforms. In 2011, she became BNP Paribas’ head of digital development for online banking, e-commerce and new payment methods. She then launched Hello Bank! in France and contributed to the creation of Paylib.

In 2013, Delphine Asseraf joined the Allianz group to implement and oversee the digitalisation of Allianz France. In 2015, she was named digital personality of the year and young manager of the year. She became head of Allianz France’s Digital, Brand Management and Communications Department, then, in 2017, created the first Allianz ecosystem dedicated to Mobility. She developed new ways of working. At global level, she headed the Allianz international ecosystem dedicated to the collaborative economy. In 2020, she joined the head office of the Allianz Group in Munich to take charge of digital marketing and distribution at global level.

Karine Oliveira

Karine Oliveira
Director, Human Resources

Having obtained a postgraduate degree in Human Resources from the Sorbonne in 2003, she began her career at Club Internet. She then worked as a Human Resources Manager at Atos, Ingeus and then the SFR group. She joined Harvest in 2016 to fill the newly created post of Human Resources Manager, and was appointed Director of Human Resources in 2019.

Yannick Raynard

With a Master’s degree in Telecom, he began his career as a developer at Airbus Defence and Space before joining Valtech in 2000 as a security consultant. In 2004, he became an IT Architect and Project Director at OCTO Technology. In 2012, he continued his career at Allianz France as an enterprise architect before becoming an IT Project Director for direct P&C solutions. This was followed by a spell at ING as head of cross-functional squads for the direct P&C distribution platform and deputy COO. In 2022, he joined the Harvest group as CTO for subsidiaries. He was appointed CTO of the Group in January 2024 and is a member of the Executive Committee.

Jean-Philippe Robin

Jean-Philippe Robin
Sales Director

Jean-Philippe Robin is a graduate of ESCAE Business School (Pau) and holds an MBA from Clemson University, South Carolina (USA). He joined Harvest in 1992 as a Sales Engineer. Between 1994 and 1998, he set up the first training offers on our BIG solution and was involved in most of the diploma training courses. He returned to purely commercial responsibilities in 1999 when he was appointed Sales Director. In 2002, he devised and launched the BIG 20, BIG 50 and BIG Expert ranges, which were hugely successful among heritage professionals. Since then, he has supported the successive developments in the sales organization as our offerings and products have innovated, as well as external growth transactions.

Geoffroy Sable

Geoffroy Sablé
Administration and Finance Director

Having graduated from ESTP engineering school in 2000, he began his career as an auditor, in the Transaction Services department at Ernst & Young. After a spell at Arcelor Mittal as Financial Control Manager for the Stainless Steel BU, he joined the Vitalia Group (private clinics) in 2007, serving as Head of Management Control and Cash Flow, Administration and Finance Director, and VP Finance. He continued his career at the Galileo Global Education group (private higher education) as Finance Director for France. He joined Harvest in 2020 as Administration and Finance Director.